Privacy Policy
Our Commitment to Privacy
Your privacy is important to us. To better protect your privacy we provide this notice explaining our online
information practices and the choices you can make about the way
your information is collected and used. To make this notice easy to
find, we make it available on our homepage and at every point where
personally identifiable information may be requested.
The Information We
Collect
This notice applies to all information collected or submitted on the
Fastpaydaycenter.com website. We collect information you provide on
our websites such as your name, street address, e-mail address,
telephone number (home, work and mobile), date of birth, Social
Security Number, financial account information, income information,
employment information and other personal, financial, or demographic
information.
The Way We Use
Information
We may also use your personal, demographic and profile data to
improve our Website, for statistical analysis, for marketing and
promotional purposes, and for editorial or feedback purposes.
Information collected by us may be added to our databases and used
for future e-mails or postal mailings regarding site updates, new
products and services, upcoming events, and/or status of orders
placed online.
If you choose to provide
personal information, it will be used for the following purposes:
considering you for a Fastpaydaycenter.com account, sharing of your
information with trusted third parties such as credit bureaus,
Affiliated Loan Providers and/or other financial services providers
in accordance with applicable law; and for marketing products and
services that you might find of interest. We reserve the right to
share, rent, sell or otherwise disclose your information, with/to
third parties in accordance with the terms of applicable law. These
third party businesses may include, but are not limited to:
providers of direct marketing services and applications, including
lookup and reference, data enhancement, suppression and validation;
e-mail marketers; and telemarketers. Information collected by us may
be added to our databases and used for future telemarketing, SMS
text-messaging, e-mails or postal mailings regarding site updates,
new products and services, upcoming events, and/or status of orders
and/or loans placed online. By using this Website, you agree that
you may be contacted in any manner contemplated in this section even
if your number is found on a do-not-call registry or similar
registry. We may also employ other companies and individuals to
perform certain functions on our behalf. Examples include sending
direct and electronic mail, removing duplicate information from
customer lists, analyzing data, and providing marketing analysis.
These agents have access to our users' personal information as
needed to perform their functions for Fastpaydaycenter.com.
By agreeing to this Privacy
Policy or by using this Website, you authorize us to use your
information to obtain other information about you from
third-parties, such as your Social Security Number, where such
information was incompletely or improperly filled out on our
registration form. Such third-parties include, but are not limited
to, consumer reporting agencies, consumer credit bureaus and other
outside parties as permitted or required by applicable laws. Any and
all information that we collect from you as part of your loan
application, and from such third-parties, may be used to determine
your eligibility for a loan. If you choose to provide information,
such as your Social Security Number, we may use that information to
determine your financial status. If you do not provide such
information, we may also use other information that you provided for
the purpose of verifying your eligibility for a loan or for any
other programs, offer or services. Upon qualification, your ultimate
loan-specific financial information will be stored and utilized by
your applicable lender pursuant to the terms of that lender's
Privacy Policy.
You agree that by submitting
your information at the Website, you agree to receive mobile
marketing including, but not limited to, text-message based
marketing, from us and our third party advertisers and marketers.
Notwithstanding that your mobile telephone number may be listed on
state and/or federal do-not-call registries, we retain the right to
contact you via text-message based marketing. In addition, by
registering and/or using the Website, you agree that such act
constitutes an inquiry and/or application for purposes of the
Amended Telemarketing Sales Rule (16 CFR §310 et seq.), as amended
from time to time (the "Rule"). Notwithstanding that your telephone
number may be listed at the Federal Trade Commission's Do-Not-Call
List, we retain the right to contact you via telemarketing in
accordance with the Rule.
Our Commitment to Data
Security
To prevent unauthorized access, maintain data accuracy, and ensure
the correct use of information, we have put in place appropriate
physical, electronic, and managerial procedures to safeguard and
secure the information we collect online.
Our Commitment to
Children's Privacy
Protecting the privacy of the very young is especially important.
For that reason, we never collect or maintain information at our
website from those we actually know are under 18, and no part of our
website is structured to attract anyone under 18.
Your Opt-Out Rights
You may opt-out of receiving communications from us and or our
third-party partners by not submitting your information. During
registration and/or when you submit personally identifiable
information to us at the Website, you have opted-in to request that
we share your personal information with third parties to receive
marketing communications. When contacted by any of these companies
or third parties, you should notify them directly of your choices
regarding their use and sharing of your information. As noted, we
use personal information to provide promotional offers by e-mail to
our Website users. We may maintain separate e-mail lists for
different purposes. If e-mail recipients wish to end their e-mail
subscription from a particular list, they need to follow the
instructions at the end of each e-mail message to unsubscribe from
the particular list. To opt-out from receiving any additional email
communications regarding the Website, please send your request in
writing via email to info@fastpaydaycenter.com.
In addition, please note
that if you subsequently sign up at one of our other websites for
other product or service offerings, you will need to again address
any information sharing preferences that you had previously
established through this Website.
Third Party Sites
Please be advised that in certain circumstances, we act as a limited
agent for the actual third party lender or seller of the products
and/or services available at or through the Website. In these
circumstances: (a) you will be redirected to the applicable third
party lender's or seller's website after you have completed the
application page; (b) we will collect and send your personal
information to the respective third party lender or seller in
connection with completing your application or purchase from the
third party lenders or seller, as applicable; and (c) your
application or purchase will subject you to the third party lender's
or seller's privacy policy, as applicable.
We do not endorse, nor are
we responsible for the accuracy of the privacy policies and/or terms
and conditions of each of the third party lenders or sellers that
may advertise at the Website. The entities that advertise and/or
place banner ads at the Website, including but not limited to these
third party lenders and sellers, are independent third parties and
are not affiliated with us.
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